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Financing

Pay monthly,
not all at once.

A new roof is a big expense — financing makes it manageable. Through Wisetack you can spread the cost over simple monthly payments, and prequalifying is a soft credit check that won’t affect your score.

Prequalify with Wisetack (opens in a new tab)Get a free estimate

Powered by Wisetack

Financing provided by Wisetack, a third-party lender.

4.9200+ Google reviewsLicensed, bonded & insured · NM GS-21 #400113Owens Corning Preferred Contractor10-yr workmanship warranty

Your monthly payment

An $8,000 roof can be from ~$166/mo at 8.9% APR, depending on the term you choose — and 0% APR is available for qualified buyers.

Illustrative range. Your exact payment depends on the amount financed, the term, and your credit — see it when you prequalify.

See my payment (opens in a new tab)
A completed shingle roof on a Rio Rancho, New Mexico home by Paramount Roofing

Financing at a glance

$25,000

Finance up to

3–120 mo

Term lengths

0–35.9%

APR range

$0

Hidden fees

Why finance

Don’t put off a roof your home needs.

  • Fix the roof now — before a small leak turns into framing or drywall repairs that cost far more.
  • Keep your savings where they belong: your emergency fund, not your roof.
  • Spread the cost into predictable monthly payments that fit your budget — instead of one large bill.
An aerial view of a Paramount Roofing reroof in progress on a New Mexico home

Estimate your payment

See your monthly number before you commit.

Estimates only — your exact rate and term are confirmed when you prequalify (opens in a new tab).

Special offer

0% APR financing, up to 24 months, for qualified buyers.

Qualified buyers can finance a new roof at 0% APR up to 24 months — see your exact term and monthly payment when you prequalify.

0% offers are reserved for qualified buyers; see the full terms below.

Check my rate (opens in a new tab)

How it works

From prequalify to monthly payments.

01

Prequalify in seconds

A soft credit check shows your options without affecting your credit score.

02

Choose your plan

Pick the monthly payment and term that fit your budget.

03

We build your roof

We complete your project — no waiting to save up for the full cost.

04

Pay monthly

Make simple monthly payments. No prepayment penalties.

How payment works

Simple terms, no surprises.

Deposit & balance

Finance the full project through Wisetack and there's no deposit — you pay nothing up front, and we're paid in full once the roof is finished. Paying by cash or check? A 50% deposit schedules your roof and covers materials, with the remaining 50% due on completion.

$0 down when you finance

How you can pay

Pay by cash, check, or monthly through Wisetack — we don't take credit cards. Financing through Wisetack is often the easier route, and there's no penalty if you pay off early.

No prepayment penalty

Questions

Financing questions, answered.

Does prequalifying affect my credit score?
No. Prequalifying through Wisetack is a soft credit check that won't affect your credit score — you just see the options you qualify for.
How much can I finance?
You can finance up to $25,000 through Wisetack — enough to cover the full cost of most residential roofs. You'll see the exact amount and term you qualify for when you prequalify.
Are there any hidden fees?
No. Wisetack charges no application, origination, or late fees, and the interest is simple — it never compounds the way a credit-card balance does. You'll see your exact APR, monthly payment, and total cost before you accept anything.
Do you offer 0% APR financing?
Yes — 0% APR is available up to 24 months for qualified buyers. You'll see the exact rate and term you qualify for when you prequalify; 0% offers are subject to credit approval.
What can I pay with?
Cash, check, or monthly payments through Wisetack — we don't accept credit cards. Finance the full project and there's no deposit: you pay nothing up front and we're paid in full on completion. Paying by cash or check, it's 50% to schedule and buy materials, with the remaining 50% due on completion.
Is there a prepayment penalty?
No. You can pay off your balance early at any time with no penalty or added fees.
How fast is approval?
Most people prequalify in seconds and get a decision right away, so your roof doesn't have to wait while you save up.

Find a monthly payment that fits.

Prequalify in seconds with a soft credit check that won’t affect your score — then book your free estimate when you’re ready.

Prequalify with Wisetack (opens in a new tab)Get a free estimateor call 505-615-0646

All financing is subject to credit approval. Your terms may vary. Payment options through Wisetack are provided by our lending partners. For example, a $1,200 purchase could cost $104.89 per month for 12 months, based on an APR of 8.9% or $400 per month for 3 months, based on a 0% APR. Offers range from 0% to 35.9% APR based on amount requested and creditworthiness. Not all merchants and lenders participate in 0% interest programs. State interest rate caps may apply. No other financing charges or participation fees. See additional terms at wisetack.com/faqs.